ANALYSIS OF THE IMPACT OF EXOGENOUS FACTORS ON THE FINANCIAL PERFORMANCE OF ROMANIAN COMMERCIAL BANKS LISTED ON BUCHAREST STOCK EXCHANGE

RODEAN Maria-Daciana, Lucian Blaga University of Sibiu, Romania

Abstract:
The interest of both creditors and debtors of a credit institution on the performance registered by commercial banks imposed shaping high prudential standards designed to not upset the credit institution and to contribute decisively to increase their health profitability. On bank performance it shows a significant influence on many factors. The study focuses its attention on the impact of research that external factors are likely to print to financial rate of credit institutions (one of the classic indicators used to measure bank performance). The variables studied were represented by: - external factors: GDP, inflation and exchange rate leu-euro - considered to be independent variables and the rate of return on equity (ROE) obtained by Romanian credit institutions listed on BSE. Engaging the datas collected on a 7-years horizon, in the period 2007-2013, the Pearson coefficient was shown that, generaly macroeconomic indicators do not significantly influence the rate of return of both credit institutions studied.

Keywords: return on equity, Pearson coefficient, gross domestic product, inflation, exchange rate

JEL Classification: G32

Volume: 67, Issue: Supplement

Pages: 318 - 328

Publication date: September, 2015

Download the article: http://economice.ulbsibiu.ro/revista.economica/archive/suplimente/67S29rodean.pdf

”Cite