FINANCIAL COMPETENCES IN FINANCIAL EDUCATION PROGRAMS DEVELOPED BY SCHOOLS AND COMMERCIAL BANKS

LACATUS Maria Liana, Bucharest University of Economic Studies

RICHITEANU-NASTASE Ramona-Elena, Bucharest University of Economic Studies

STAICULESCU Camelia, Bucharest University of Economic Studies

Abstract:
The paper is focusing on the financial education as is it understood and delivered by schools and different financial organizations active in the industry. The first part is more focusing on defining and describing financial competence. Educators' perspective is defined in the school curriculum and syllabus and implies a set of knowledge, skills and behaviours related to consumption and savings. The perspective of financial services providers is defined in the educational programs they have designed and developed for public. They are targeting different age categories of people, from children, to youngsters and adults in order to promote effective financial behaviours. It will mention the aim of the paper, research goals and expected results.

Keywords: Financial competence, financial education, financial education programs, non-formal education

JEL Classification: A20

Volume: 70, Issue: 1

Pages: 153 - 162

Publication date: August, 2018

Download the article: http://economice.ulbsibiu.ro/revista.economica/archive/70113lacatus&richiteanu-nastase&staiculescu.pdf

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